The Paycoin Index
8.03bps
Average costs of $0.803 to move $1,000 on stablecoin rails — across 9 networks.
Updated · methodology
What it costs to send stablecoins today
rank by
| Chain | Est. fee / transfer | $1,000 (bps) | Typical finality | Score |
|---|---|---|---|---|
| Avalanche C-Chain | $0.000038 | 0.00038 | ~2 s | 71 |
| OP Mainnet | $0.00016 | 0.0016 | ~2 s* | 61 |
| Solana | $0.00049 | 0.0049 | ~13 s | 67 |
| Base | $0.00093 | 0.0093 | ~2 s* | 65 |
| Polygon PoS | $0.0017 | 0.017 | ~5 s | 57 |
| BNB Smart Chain | $0.0022 | 0.022 | ~3 s | 65 |
| Arbitrum One | $0.0031 | 0.031 | ~1 s* | 60 |
| Ethereum | $0.024 | 0.24 | ~13 min | 51 |
| Tron | $2.10 | 21.0 | ~1 min | 36 |
Last updated · on-chain gas via public RPCs, native-token prices via CoinGecko
Full cost table, including comparison with card rails, wires and remittance incumbents →
USD stablecoins in circulation
$310.4B
Tether (USDT) supply
$183.3B
USDC supply
$73.9B
Last updated · circulating supply via DefiLlama
Rails dashboard: supply by chain, gas conditions, issuer attestations →
Remittance corridors
Corridor-level comparisons of incumbent remittance pricing (World Bank survey data) against on-chain transfer costs:
- US → MX: United States to Mexico
- AE → IN: United Arab Emirates to India
- US → PH: United States to Philippines
- US → IN: United States to India
- US → GT: United States to Guatemala
- GB → NG: United Kingdom to Nigeria
- SA → PK: Saudi Arabia to Pakistan
- SA → EG: Saudi Arabia to Egypt
- ZA → ZW: South Africa to Zimbabwe
Latest regulatory items
- ECB Piero Cipollone: From vision to delivery: building Europe’s tokenised financial market
- SEC SEC Proposes New Regulation Crypto Assets
- ECB Cash remains most widely accepted payment method in euro area
- ECB Digital euro app to incorporate highest accessibility standards
Last updated · official press feeds of the Federal Reserve, SEC and ECB